Cathy Lutz

Tiny homes dont cost much, but they can require a tiny mortgage. Unless you have $30,000 in cash to buy the average tiny home of 200 square feet, it can be difficult, if not impossible, to get a mortgage on a tiny home. A mortgage requires that a home be placed on a permanent foundation, […]

Mortgage brokers and other real estate experts can often help homebuyers find the best interest rate on a mortgage that fits their needs, but that doesnt mean borrowers shouldnt shop around so that they’re well informed before talking to an expert. Here are a few things consumers can do to get the best interest rate […]

So a babe is on the way? Congrats! Along with the chaos of, well, everything that is to come, your finances are about to experience an upheaval, as well. According to the U.S. Department of Agriculture, it will cost upwards of $245,000 to raise a child born in 2013 to the age of 18″and this […]

So you want to add a little feng shui flavor to your home? The following tips can help foster a strong connection between your space and your energy, which can impact the way you feel when you move through your home, and attract positivity in your life. 1. Pay attention to your entryway. Everyone likes […]

Asking a financial expert if theyre working in your best interest when giving you advice on your retirement account seems like a simple enough question. That question is now getting a little more complicated. Known as the fiduciary rule and set by the Labor Department to take effect in April 2017 ” but then delayed […]

One feature that many people look for when buying a home is a fireplace, but not everyone understands what exactly goes into getting a nice fire roaring. Knowing the terms can help. For instance, the fireplaces flue allows smoke to move through the chimney, and the damper is an opening you can adjust to control […]

How many times have you heard the story about people who move into their dream home only to find out that theres a huge plumbing issue or noisy neighbors next door? Learn from their mistakes, and reconsider certain factors before signing on the dotted line. Heres a comprehensive checklist for homebuyers when it comes to […]

So you’re looking for a home loan? Before you find yourself up to your knees in brand new terminology, brush up on these common phrases: FICO scoreThese are the credit scores that the majority of lenders use to determine your credit risk, and the number makes a very big difference in terms of what interest […]

If you plan to lead a conventional life, odds are you will need insurance. Youll need health insurance, car insurance, and eventually home insurance. The latter is often the most perplexing since we have no prior experience with it as we do with health insurance. What exactly is home insurance and how bullet-proof is your […]

Do you look around your living space at the end of the busy work week and think, “What happened?” Piles of mail, dirty laundry and dishes are lurking around every corner. Between work and family, it can be hard to carve out the time to clear clutter. Below are three tips to manage clutter daily. […]