Cathy Lutz

Often, those looking to purchase an additional home get confused between a second home and an investment property. However, the two are not interchangeable ” especially when it comes to their financing. Second Home, DefinedA second home is real property that the homeownerintends to occupy in addition to their primary residence for part of the […]

So you want to add a little feng shui flavor to your home? The following tips can help foster a strong connection between your space and your energy, which can impact the way you feel when you move through your home, and attract positivity in your life. 1. Pay attention to your entryway. Everyone likes […]

Knowing that you’re ready to buy a home can be an exhilarating feeling, except it’s often followed by panic. While experience is the best teacher, there are some things you can do to regain control of the home-buying experience. One of them is getting accustomed to the terminology, especially when it comes to the various […]

Energy loss attributed to windows accounts for nearly 25 percent of the annual heating and cooling costs for the average American home, according to the Department of Energy. Do double-paned windows provide enough savings to justify their cost? Experts say that even a clear glass, double-paned vinyl or wood-framed window can reduce energy usage by […]

Even if you cant afford a home security system, you can protect your home and family with some quick, easy fixes that provide peace of mind without dipping deep into your pockets. Try these tips from HGTV, the home and garden channel: Change the locks ” If you havent changed the locks since you moved […]

Just as an umbrella can protect you from the rain, an umbrella insurance policy can shield you from lawsuits if something unfortunate happens at your home. Homeowners insurance usually includes some liability coverage to protect your assets if someone is injured at your home. Umbrella policies can go beyond the $300,000 liability insurance that most […]

A homes roof is its most important feature, and for good reason. If the roof leaks or is damaged in some way, it can lead to a host of problems ” and insurance claims. Many home insurance companies limit how they insure roofs, so its worthwhile before buying home insurance to know how your roof […]

Do you dream of a light, airy living space? Do you want to feel like you’re living inside of a cloud? Below are five tips for a lighter living space, now. Paint it white.Well this is an obvious one. From walls to wood paneling and hardwood floors, two coats of white paint will turn your […]

Before you sign on the dotted line, take the following factors into consideration when purchasing homeowners insurance in order to make sure youre getting the best rate and proper coverage: Things to ask: How far away is the property from a fire department? Is it a professional or a volunteer-based establishment? Home insurance is bound […]

A federal program helps low-income families buy a home with a unique method meant to encourage saving: It matches dollar-for-dollar what they save to buy their first home. The Individual Development Account, or IDA, doesnt offer a lot of money to help with a down payment ” up to $2,000 in federal matching funds with […]