Cathy Lutz

Air quality has a direct impact on our health, both in and outside of our homes. While much is being done to improve the air outdoors, maintaining a healthy level of air quality inside is evenly important. A range of triggers can lower indoor air quality, including carpets, chemical cleaners, heat sources and humidity. Build-up […]

Those considering purchasing a new home may want to consider becoming a condo owner. Popular with every homeowner”from first-time buyers to retirees”condos offer many advantages over a traditional stand-alone property. Below are the top three. Affordability: If you’re looking for a newly built home, a condo is likely to be less expensive than a stand-alone […]

Interest rates remain low, though thats no reason to stow your money under your mattress. Hiding your money at home wont earn you any interest, and thats one of the benefits”no matter how small”that banks and credit unions can offer customers. But banks and credit unions have different benefits and drawbacks, and knowing how each […]

Improving your home before you sell it can seem like wasting money. After all, if youre not going to live there much longer, why remodel or add features you wont get to use much? Because, as any real estate professional will tell you, the upgrades can help you recoup the cost and more in a […]

When applying for a home loan, it’s important to keep in mind how much monthly mortgage you can afford. Through the approval process, lenders will factor in your credit score, income and other financial data to determine the maximum loan amount youre eligible for, and you may qualify for more than you can afford. Consider […]

With about 56.7 million people living with a disability in the United States, according to Census Bureau data, there are plenty of disabled people who may need help buying a home. The good news is, help is available. Here are some laws and programs designed to make homeownership more possible for the disabled: Federal law: […]

Clearing out clutter is key to staging a home for sale, and it’s the best way to make a room look more organized and spacious. Bottles, cans and other items that pile up can make a cabinet or shelf look crowded. Getting rid of some of these items can be a small step toward a […]

Air quality has a direct impact on our health, both in and outside of our homes. While much is being done to improve the air outdoors, maintaining a healthy level of air quality inside is evenly important. A range of triggers can lower indoor air quality, including carpets, chemical cleaners, heat sources and humidity. Build-up […]

Those considering purchasing a new home may want to consider becoming a condo owner. Popular with every homeowner”from first-time buyers to retirees”condos offer many advantages over a traditional stand-alone property. Below are the top three. Affordability: If you’re looking for a newly built home, a condo is likely to be less expensive than a stand-alone […]

Interest rates remain low, though thats no reason to stow your money under your mattress. Hiding your money at home wont earn you any interest, and thats one of the benefits”no matter how small”that banks and credit unions can offer customers. But banks and credit unions have different benefits and drawbacks, and knowing how each […]